Zakat Simpanan Calculator Malaysia

Calculate zakat on your savings, 2.5% of money held for a full year above the nisab.

Rates basis: Estimate

Your savings

Zakat due

RM 1,250.00

2.5% of your zakatable amount

Zakatable amount: RM 50,000.00
Nisab threshold: RM 33,996.00
Status: Wajib (due)

Nisab from PPZ-MAIWP (2026): RM 33,996.00. Some boards update nisab monthly or with the gold price — you can adjust the nisab above if yours differs.

Example scenarios

RM50,000 held for a year
2.5% on savings above the nisab.
RM1,250 zakat
RM30,000 savings
Provided it stayed above nisab for a full haul.
RM750 zakat

Understanding the numbers

How the figures above are worked out — the rules, rates and reasoning behind every line.

Estimates only. Results are for planning purposes and may differ from official figures. Confirm against the relevant authority before making financial decisions.

Zakat on savings

Zakat simpanan applies to savings you've held for a full lunar year (haul) that stay above the nisab.

Use the lowest balance maintained across the year, charged at 2.5%.

Pay to the zakat authority in the state where you work — not where you live. Select that state in the calculator.

How it's calculated

Choose the state where you work; nisab updates from that board's published figure. If your savings reach the nisab, zakat is 2.5% of the amount.

Frequently asked questions

Do I pay zakat on all my savings?

Zakat applies to savings held for a full year that stay above the nisab. Use the lowest balance you maintained during the year, charged at 2.5%.

Which state's zakat authority do I pay?

Pay the board in the state where you work, not where you live. Example: work in Penang, live in Kedah — pay Zakat Pulau Pinang. Use the state dropdown to match your workplace.

Formula governance

Formula version: 2026.1
Effective date: 1 Jan 2026
Government source: State zakat authorities · classical faraid
Last updated: 3 Oct 2026