Zakat Emas Calculator Malaysia

Work out zakat on your gold: stored gold from the 85 g nisab, and worn jewellery above your state's 'uruf.

Rates basis: Estimate

Your gold

Zakat on your gold

RM 999.88

2.5% of 100 g worth RM 39,995.00

Due once you've held the gold for a full year (haul). The jewellery limit ('uruf) and how it's applied differ by state: 800 g in Selangor and the Federal Territories, 850 g in Johor and Terengganu. Confirm with your state zakat authority.

Example scenarios

850 g worn, 90 g stored (uruf 800 g)
50 g of jewellery above the 'uruf plus all 90 g of stored gold, at 2.5%.
Zakat on 140 g
300 g of jewellery only
Worn jewellery within the 'uruf is exempt.
No zakat

Understanding the numbers

How the figures above are worked out — the rules, rates and reasoning behind every line.

Estimates only. Results are for planning purposes and may differ from official figures. Confirm against the relevant authority before making financial decisions.

Two kinds of gold

Stored gold, such as bars, coins and jewellery you no longer wear, is zakatable once it reaches the 85 g nisab and you've held it for a year. The rate is 2.5% of its current value.

Jewellery you wear is exempt up to the customary limit your state sets, called the 'uruf: 800 g in Selangor and the Federal Territories, and 850 g in Johor and Terengganu.

Above the 'uruf

Most states charge zakat only on the weight above the 'uruf. Selangor's fatwa charges the whole weight of worn jewellery once it passes 800 g. Choose the rule your state uses.

Frequently asked questions

Do I pay zakat on gold jewellery I wear?

Only on jewellery above your state's 'uruf, the customary amount, which is 800 g in Selangor and the Federal Territories.

What gold price should I use?

The current price per gram of 999 gold from your dealer or bank, or the price your state zakat authority publishes.

Formula governance

Formula version: Nisab 85 g · state 'uruf
Effective date: 2026
Government source: State zakat authorities
Last updated: 14 Oct 2026