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STR 2026 Calculator Malaysia

Check how much STR 2026 cash and SARA credit you can get, using LHDN's official rates.

Rates basis: LHDN STR 2026

Your situation

You are applying as
You are applying asHousehold: married, or a single parent, widow or widower with qualifying children. Elderly: 60+ with no spouse or qualifying children. Single: 21–59 (OKU from 19), not a full-time student.
RM

Gross, you and your spouse combined

Qualifying childrenChildren under 18, and older children who are disabled (OKU) or still studying full-time.
2
On eKasih as poor or hardcore poor?
On eKasih as poor or hardcore poor?eKasih is the government's poverty database. Recipients listed as miskin or miskin tegar get double SARA credit.

STR cash and SARA credit for 2026

RM 2,400.00

RM 1,200.00 cash + RM 1,200.00 SARA credit (RM 100.00 a month)

STR cash and SARA credit for 2026: RM 2,400.00

STR cash
RM 1,200.00
SARA credit
RM 1,200.00

Cash is paid in phases into your bank account (or at BSN). SARA is spent on essentials at participating shops with your MyKad. Rates from LHDN's STR 2026 FAQ; check your status and apply at bantuantunai.hasil.gov.my.

Example scenarios

  • Married, RM2,500 a month, 2 children

    RM1,200 STR cash plus RM1,200 SARA credit (RM100 a month).

    RM2,400 a year

  • Single, 30, RM2,000 a month

    Singles get SARA credit only from 2026, no cash.

    RM600 SARA credit

Understanding the numbers

How the figures above are worked out — the rules, rates and reasoning behind every line.

Estimates only. Results are for planning purposes and may differ from official figures. Confirm against the relevant authority before making financial decisions.

Who gets STR in 2026

Households (married couples, or single parents with qualifying children) earning RM5,000 a month or less, elderly people aged 60 and over without a spouse earning RM5,000 or less, and singles aged 21–59 earning RM2,500 or less.

From 2026, singles receive SARA credit only. Every recipient also gets SARA, cashless credit on MyKad for essentials, which is doubled for households listed on eKasih as poor or hardcore poor.

STR 2026 cash rates

Household income RM2,500 or less: RM700 with no children, RM1,200 with 1–2, RM1,700 with 3–4 and RM2,200 with 5 or more.

Household income RM2,501–RM5,000: RM200, RM450, RM700 and RM950 respectively.

Elderly with no spouse: RM600. Singles: no cash, SARA credit only.

SARA credit

Households get RM100 a month (RM1,200 a year), the elderly and singles RM50 a month (RM600). Those on eKasih as poor or hardcore poor get RM200, RM150 and RM100 a month instead.

Frequently asked questions

How much is STR 2026?

Between RM200 and RM2,200 in cash for households, depending on income and number of children, and RM600 for elderly people without a spouse, plus SARA credit of RM600 to RM2,400 a year.

Do singles still get STR in 2026?

Singles aged 21–59 earning RM2,500 or less get SARA credit of RM50 a month (RM100 if on eKasih) instead of cash.

Where do I check my STR status?

On the official portal, bantuantunai.hasil.gov.my, with your MyKad number. Payments are made in phases through the year.

Formula governance

Formula version
STR 2026 (LHDN FAQ)
Effective date
24 Oct 2025
Government source
LHDN · bantuantunai.hasil.gov.my
Last updated
14 Oct 2026

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