How it's calculated
Future cost = amount × (1 + inflation rate) raised to the number of years. Buying power is the reverse: today's value of a future amount.
Inflation Calculator Malaysia
See how inflation erodes the value of money, and what an amount will cost in future.
Rates basis: Estimate
Money over time
RM 1,000.00 will cost
RM 1,343.92
in 10 years at 3% inflation
RM 1,000.00 will cost: RM 1,343.92
- Future buying power
- RM 744.09
Today's RM 1,000.00 buys what RM 744.09 buys now, after inflation.
Example scenarios
RM1,000 at 3% for 10 years
Or it'll cost about RM1,344 to buy the same things.
Worth ≈ RM744 today
RM100k at 2.5% for 20 years
Purchasing power falls by roughly 39%.
Buys ≈ RM61,000 worth
Understanding the numbers
How the figures above are worked out — the rules, rates and reasoning behind every line.
Estimates only. Results are for planning purposes and may differ from official figures. Confirm against the relevant authority before making financial decisions.
What inflation does to money
Inflation means money buys less over time. RM1,000 today won't stretch as far in ten years.
Frequently asked questions
How does inflation affect my savings?
If your savings grow slower than inflation, their real buying power shrinks. Aim for returns above the inflation rate.
Formula governance
- Formula version
- 2026.1
- Effective date
- 1 Jan 2026
- Government source
- Standard financial formulas
- Last updated
- 3 Oct 2026