Add up what it takes to open a business: one-off launch costs plus enough cash to run until revenue covers costs.
Cash you need to start
RM 113,300.00
RM 51,500.00 to launch + 6 months of running costs
Cash you need to start: RM 113,300.00
Replace the examples with real quotes. Registration fees depend on the business type: check SSM for a sole proprietorship, partnership or Sdn Bhd, and your local council for licences.
RM51,500 one-off, RM10,300 a month, 6 months' runway
RM51,500 to launch plus RM61,800 of running costs.
Need RM113,300 to start
How the figures above are worked out — the rules, rates and reasoning behind every line.
Most new businesses fail from running out of cash, not from a bad launch. Besides one-off costs like fit-out and equipment, budget for several months of rent, salaries and bills before sales cover them.
List your own costs and quotes. The examples in the calculator are placeholders to replace.
Rental deposits, often two or three months' rent upfront plus utilities deposits.
Licences from your local council, and any industry permits.
Accounting and company secretarial fees if you incorporate a Sdn Bhd.
Employer EPF, SOCSO and EIS on top of staff salaries.
It depends on the structure: a sole proprietorship or partnership costs far less to register with SSM than a Sdn Bhd. Check SSM's current fee schedule for your choice.
Six months is a common minimum. Plan for longer if sales will take time to build, such as for a new product.
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