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Bonus Tax Calculator Malaysia

Getting a bonus? See how much goes to tax and EPF, and how much you actually keep.

Rates basis: YA 2026 ratesLHDNKWSP

Your bonus

RM

Your normal gross monthly pay

RM

One-off bonus, e.g. a month's salary

Marital status
Marital status
Children under 18
0
Tax reliefs (YA 2026)
Older or disabled children
18+ diploma or degreeRM 8,000 each. Diploma or higher in Malaysia, degree or higher abroad.
0
18+ pre-universityRM 2,000 each, for A-level, matriculation or foundation studies.
0
Disabled childrenRM 8,000 each, any age. Don't count them under children under 18 as well.
0
Disabled, 18+ studyingA further RM 8,000 each.
0
You are disabled (OKU)
You are disabled (OKU)A further RM 7,000 relief.
What you spent this year

Enter the full amount; each relief is capped at its limit for you.

Books, phone, computer, internet, gym membership.
RM

Up to RM 2,500

Sports equipment, entry and training fees, competitions.
RM

Up to RM 1,000

Serious illness, fertility treatment, vaccines (RM1,000 within), dental (RM1,000 within), check-ups (RM1,000 within), and learning-disability therapy for children.
RM

Up to RM 10,000

Medical treatment, check-ups and carer costs for parents or grandparents.
RM

Up to RM 8,000

Premiums for you, your spouse and, from YA 2026, your children.
RM

Up to RM 4,000

Premiums for you, your spouse and, from YA 2026, your children.
RM

Up to RM 3,000

Private Retirement Scheme contributions.
RM

Up to RM 3,000

Net deposits into SSPN for your children (deposits minus withdrawals).
RM

Up to RM 8,000

Registered childcare, kindergarten or after-school centre for a child up to 12.
RM

Up to RM 3,000

For a child up to 2, once every 2 years.
RM

Up to RM 1,000

Approved diploma, degree, Masters or PhD, or upskilling courses (RM2,000 within).
RM

Up to RM 7,000

SPA signed 2025–2027. Up to RM7,000 for a home up to RM500k, RM5,000 up to RM750k.
RM

Up to RM 7,000

Installing an EV charger, a food-waste composter or grinder, or home CCTV.
RM

Up to RM 2,500

Entrance fees to museums, theme parks and cultural shows in Malaysia, for Visit Malaysia 2026.
RM

Up to RM 1,000

Equipment for you, your spouse, child or parent with a disability.
RM

Up to RM 6,000

Claim SOCSO and EIS
Claim SOCSO and EISYour own SOCSO and EIS contributions, up to RM 350. Your monthly PCB only includes it if you give your employer a TP1 form.
RM

Anything not listed above

You take home from your bonus

RM 4,050.00

out of RM 5,000.00 — 19.0% goes to tax and EPF

You take home from your bonus: RM 4,050.00

Tax (PCB) on bonus
RM 400.00
EPF from bonus
RM 550.00
Net cash bonus
RM 4,050.00

EPF deducted from your bonus is still your money — it goes into your retirement account. Tax is the extra PCB the bonus pushes you into for the year, after your reliefs. Assumes a tax-resident employee.

Example scenarios

  • RM5,000 salary + RM5,000 bonus

    About RM400 tax and RM550 EPF come out of the bonus.

    ≈ RM4,050 kept

  • RM8,000 salary + 2 months bonus

    The bonus is taxed at your top band, so more is withheld.

    Higher marginal tax

Understanding the numbers

How the figures above are worked out — the rules, rates and reasoning behind every line.

Estimates only. Results are for planning purposes and may differ from official figures. Confirm against the relevant authority before making financial decisions.

Why your bonus shrinks

A bonus is added to your annual income, so it's taxed at your top marginal rate — and EPF is deducted from it too. That's why the cash you receive is less than the headline figure.

This shows the tax (PCB) and EPF on your bonus, and your net cash bonus.

How it's calculated

We compute your annual tax with and without the bonus; the difference is the tax the bonus adds. EPF is taken at the statutory 11% employee rate.

Your EPF deduction isn't lost — it goes into your retirement account. Only the tax is money gone. Figures assume a single, resident employee.

Frequently asked questions

How is bonus taxed in Malaysia?

A bonus is added to your yearly income and taxed at your marginal (top) rate under PCB. There's no separate flat bonus tax rate.

Is EPF deducted from bonus?

Yes — bonuses are wages for EPF, so the employee share (typically 11%) is deducted, though it goes into your own EPF account.

Formula governance

Formula version
YA 2026.1 + EPF schedule
Effective date
1 Jan 2026
Government source
LHDN · KWSP
Last updated
24 Jul 2026
GuideMalaysian Salary Guide 2026How EPF, SOCSO, EIS, SKBBK and PCB turn your gross salary into take-home pay, with worked examples at YA 2026 rates.

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