Estimate your yearly ASB dividend from your balance, monthly top-ups and the distribution rate.
Estimated annual dividend
RM 2,662.50
at 5.0% on a RM 53,250.00 average balance
Estimated annual dividend: RM 2,662.50
ASB pays on the lowest monthly balance, so mid-year top-ups earn a part-year dividend. Holdings are capped at RM300,000 per person. Past distributions (≈5–5.75 sen/unit) don't guarantee future ones.
RM50k + RM500/mo at 5%
On a month-weighted average balance of about RM53,250.
≈ RM2,663 dividend
RM100k lump sum at 5.5%
A full-year balance earns the whole rate, no proration.
RM5,500 dividend
How the figures above are worked out — the rules, rates and reasoning behind every line.
Amanah Saham Bumiputera (ASB) is a fixed-price unit trust by ASNB. Each year it declares an income distribution (the 'dividend') in sen per unit.
Because the dividend is calculated on your lowest balance each month, money added partway through the year only earns a part-year return.
We apply your rate to a month-weighted average balance: units held all year earn the full rate, while a regular monthly top-up is held on average about 6.5 of the 12 months.
Recent ASB distributions have ranged roughly 5.0 to 5.75 sen per unit. Past performance does not guarantee future returns, so treat this as an estimate.
It changes yearly and is announced by ASNB, recently in the region of 5.0–5.75 sen per unit. Enter the rate you expect; the default is editable.
ASB pays on the minimum monthly balance, so top-ups made during the year earn a part-year dividend, not the full annual rate.
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