Finding them all
Go through two or three months of card and e-wallet statements.
Check your phone's app store subscriptions page.
Look for family plans or telco bundles that include services you already pay for separately.
Subscription Analyzer Malaysia
Add up every subscription in one place and see what cancelling the ones you don't use would save.
Rates basis: Estimate
Your subscriptions
You spend each year
RM 2,783.80
RM 231.98 a month across 4 subscriptions
You spend each year: RM 2,783.80
- Saved by cancelling
- RM 1,800.00 / yr
- Monthly
- RM 231.98
Mark anything you rarely use as Cancel to see what you’d save in a year.
Example scenarios
Streaming RM55, music RM17.90, gym RM150 a month, cloud RM109 a year
Cancelling the gym alone saves RM1,800.
RM2,783.80 a year
Understanding the numbers
How the figures above are worked out — the rules, rates and reasoning behind every line.
Estimates only. Results are for planning purposes and may differ from official figures. Confirm against the relevant authority before making financial decisions.
Small charges, big yearly total
Subscriptions are easy to forget because each charge is small. Listing them together, with yearly plans converted to monthly and monthly plans to yearly, shows the real total.
Mark the ones you rarely use as Cancel to see the yearly saving.
Frequently asked questions
Is a yearly plan cheaper?
Often, but only if you would keep the service all year. Compare the yearly price with twelve months of the monthly price.
When should I cancel?
Before the renewal date. Most services keep access until the end of the paid period, so cancelling early loses nothing.
Formula governance
- Formula version
- 2026.1
- Effective date
- 1 Jan 2026
- Government source
- Standard formulas
- Last updated
- 3 Oct 2026